Operating company separation
Ensuring your business trading activities sit inside a limited liability vehicle, clearly separated from personal and investment assets, so business risk cannot spill over into your personal balance sheet.
Capital Structures
Is your wealth held in a structure that can withstand a claim?
Holding assets personally when a corporate or trust-adjacent structure would protect them better is one of the most common — and most correctable — preservation errors we see.
Structure separates the builder from the building.
If you run a business and your personal assets sit in your own name — unseparated from your business liabilities — a dispute, a debt, or a judgment can reach both at once. Capital structuring is the discipline of placing assets inside legal containers that respect different risk profiles: operating businesses inside limited liability companies, long-term investment assets inside a holding company or a family trust arrangement, and liquid reserves structured for rapid access without cross-contamination from business risk. In Kenya, the Companies Act and the Trustees Act provide the legal foundations for these arrangements, and Alphasecho's advisers understand how to work within those frameworks to design a structure that is both legally sound and practically workable for your family and your accountant.
Three structural layers we typically work with.
Each layer serves a different preservation objective — and not every client needs all three.
Investment holding architecture
A holding company above your operating entities that owns investment assets — real estate, listed securities, business interests — creating a clean separation between productive assets and business risk.
Succession-ready family arrangements
Trust-adjacent structures or family investment companies designed so that wealth can transfer to the next generation with minimal friction, without requiring a court process or a forced asset sale.
The limits of structuring — and why honesty matters here.
No structure is impenetrable. Kenyan courts can and do pierce corporate veils where assets were transferred to evade a known creditor, where structures lack genuine commercial substance, or where a holding entity is used as a sham. Alphasecho designs structures that are legitimate, commercially credible, and properly documented — not aggressive schemes that invite regulatory challenge. We also advise on the ongoing obligations that come with maintaining a holding company or trust arrangement: governance requirements, annual filings, trustee duties. If you need a structure solely to hide assets or frustrate a creditor to whom you owe a genuine debt, we are not the right adviser. If you need to organise your legitimate wealth intelligently, we are.
“Our family had been operating three businesses and two properties all under one personal name for fifteen years. Alphasecho redesigned the entire architecture over eight months — holding company, two subsidiaries, a family trust for the properties. The complexity surprised me; the clarity it created surprised me even more.”
James Otieno, Nakuru — Agribusiness Owner
What does your current structure actually protect?
A 90-minute structure review will show you exactly where your personal and business assets are — and aren't — separated.
Book a structure review